Verify PayPal account with Bank account in India without Credit card

PayPal for India has now become somewhat strict and that’s obvious because of RBI policies. Initially, it was not possible to verify PayPal account using Debit card (no matter whether it is Visa or Mastercard) or Bank account, only Credit Card would do that but now you can verify it easily with any Bank account in India.

Benefits of Verified PayPal account

Verified members have successfully completed Verification system to prove their identity with PayPal. It may differ from Region to region but for India, After getting verified- Your Sending and withdrawal limit will be lifted. You can withdraw unlimited funds from your PayPal account.

Verify PayPal account without Credit card

There is no compulsion of having Credit card and linking it with PayPal to get verified. Just need an account in any Indian Bank with IFSC code.

Verify PayPal account with Bank account in India

Add Bank account to PayPal. PayPal will credit a small account in your Bank account and You will receive an email from PayPal for Bank account confirmation.

paypal verify bank india

  1. Check your bank account and note the exact deposit amounts.
  2. Log in to your PayPal account and click Confirm bank account on the Account Overview page.
  3. Enter the two deposit amounts.

paypal verify bank india

To know the exact amount credited by PayPal, login to your Bank account online and check out from any transfers from PayPal. It generally ranges from Re.1 to Rs. 2. If you don’t have online bank account, update your Bank statement or inquire after 2 days.

As soon as you enter the exact transaction amount, Your Bank account will be confirmed and PayPal account is successfully verified.


About the Author

Rohit Langde is Founder and Editor-in-chief of Blogsolute. Tech Blogger by Passion & Profession | Mechanical Engineer by Qualification | Introverted Geek by Choice

28 Enlightened Replies

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  1. Kuldeep says:

    Search IFSC – MICR Codes of ICICI Bank, State Bank of India (SBI), Bank of Baroda, HDFC Bank, AXIS Bank, Syndicate Bank, Punjab National Bank, Standard Chartered Bank and almost all the banks of India only at

    Click Here to Visit

  2. Anurag says:


    I always wanted to add my bank account to verify. But, I already had a credit card attached with PayPal to verify.

    I have removed my credit card from PayPal in order to again verify my PayPal account through my bank account. But, it still shows as “verified” and there is no way that I can add my bank account details? Please help me.

    • Kiron says:

      I’ve verified my PayPal with Debit MasterCard its easy and you can earn money too. You can use it Its never expire and its real But dont Use VCC.
      Just follow the instructions and get a Free Debit MasterCard from Payoneer.
      It’s a Debit MasterCard and the process is easy and simple.
      You can take a look, I think it will help you. Good Day!

    • Kiron says:

      Log in to PayPal and in manu bar select profile and add/edit bank account. You can add your bank info there. good luck.

  3. Bhavin says:

    i am not sure, but paypal is facing some problems with RBI on how to use paypal with indian bank accounts, so paypal is not operating effectively. to solve the problem, you can email to paypal else can direct contact through phone

  4. Sonia says:

    PayPal is earning a big amount from Indian customers, and not paying Tax to indian govt., I think RBI is doing just to collect tax and customer data from PayPal, this is good for our country.

    We should support RBI.

    • AMAR DUTTA says:

      bullshit….RBI has begging a colossal problem instead as RBI restricting professionals to divert and make a permanent alternative……I am a regular paypal user and very sad for RBI’s decision….

    • Suman says:

      Very much align with Sonia, PayPal is doing monopoly here, transaction fee while transfer amount to your bank……Huge.

      No other option available here…. ccavenue is too expensive.

  5. Gaurav says:

    Really helping article………………….

  6. Naveen says:

    I recently have verified my PP account with HDFC bank account.
    Q1. Do I need add money to my PP account for online shopping?
    If yes, upon trying to add funds to PP account The ADD FUNDS TAB says “PayPal does not currently offer the ability to add funds from your bank account.”

    Q2. Now does it make compulsory to add credit card to PP (which I don’t have) to add money (for online shopping)? OR I can shop without funds being added to my PP account and PP will itself debit it from my bank account.

    If Yes, How paypal can debit the amount directly from anyone’s bank account, obviously Bank will not let anyone to online deduct money from any account especially without knowing login ID & password.

    Pls advice
    Thanks in Advance.

    • Rohit Langde says:

      To add Funds in PayPal, you have only two options
      1. Get transferred from some paypal account
      2. Add Credit card

      No, Paypal cannot debit money from your bank account but the funds withdrawn can be credited to bank account.

      • Naveen says:

        Thanks Rohit for your reply.

        I’ll put my ques. in other words.
        If i dont have credit card. Can i still shop online thru my verified paypal account?

        Thanks in advance

  7. Ravi says:

    it not works for me. i cant find the steps as you say

    • puran says:

      paypal in India two short amount Verifier How to account.
      My Sbie bank account. I failed to confirm yet. Two small amount is deposited in my bank account. How to submit the two small amount. I have amount. This way (1.07 and 1.10) to Help Please.

  8. anurag says:

    i had register account on paypal but
    when i’m going to add bank account on paypal i filled all information
    but it gives a error see :This credit card has been refused by the bank that issued your credit card. For details on why your card was refused, please contact your credit card issuer’s Customer Service department. Or, you may want to try adding a different credit card.
    what to do ???????
    please help

  9. ashutosh says:

    I don’t know whats wrong but payal sent me a message 3 days after i applied for it

    “The two deposits that PayPal sent to your bank account as part of the bankconfirmation process were returned tous for the following reason:

    Your bank reported a problem.Please contact your bank’s Customer
    Service Department.

    If you still need assistance, you may contact us at
    If you feel this rejection is in error, youmay also email PayPal Customer Service to confirm this bank account by going to: =

    i provided correct information so y is dis?..
    wht ll b d probable reason…
    plz help I m in great need of paypal account

  10. ashutosh says:

    for opening paypal account pan card no. is required; bt i dont hav any pan card no.
    can i use my mom’s pan no. in my account

  11. Palash says:

    sir what NEFT DEUT

  12. rosie says:

    Can anyone please help me!!!my paypal account is fully activated & ready to use but when i try to make payments it says that your card issuer refused this payment.What problem could it be now…i waited for so long for my card to get verified then waited a while for my pan card to be accepted & when it all finally completed my bank refused the payment..paypal has done what they had to,i guess its just with the Indian banks.
    Anyone experienced this problem?& my bank is Axis bank.

    • Rohit Langde says:

      Are you sure you added Credit Card and Not Debit card.
      Indian PayPal user can no more use and send PayPal funds directly. PayPal can be used as medium to spend finds from your Credit Card.

      • rosie says:

        Yes i added my debit card but Paypal accepted is credit card the only way?i wish there was some other means because credit cards are quite expansive & i am only a student.Anyway,thank you so much for your reply.

  13. shishir says:

    Can i pay through a paypal linked verified bank account for online purchasing .

    If not then why it says pay online by adding your bank account ?
    If credit card is the only way to make payment then what’s the need of paypal ( it just make it a secure transaction only by not exposing the details of card ) ??
    I have a linked bank account ( SBI ) with paypal which is verified as well but when i buy any item online and try to pay using paypal it says please add a debit or credit card to pay now !!!!!!!!!! wtf :\:|

  14. rahul says:

    dear sir,
    i want to remove my bank account in paypal. because this is not my bank account. plz help me…
    how do i remove my bank account…
    i have unverified paypal account

  15. nuzzo says:

    Has anyone tried Auction Essistance for a USA verified PayPal account?

  16. Abhishek Mohanty says:

    Wen i am giving my syndicate bank account o. And code. It shows ( sorry we are unable to process your request. Please try again later. )
    Plz help me .
    Is syndicate bank is not linkable in paypal.?
    Plz plz help me.

    Tanks in advance.

  17. nuzzo says:

    Has anyone tried Auction Essistance for verified PayPal accounts?

  18. Farhad Kunto says:

    I have used Auction Essistance’s PayPal accounts, but I am having issues getting money out since Payoneer is banned. Do you have any alternatives?

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